AffordablePriceHousing.com Planning & Costs

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We provide a selection of plans, both for land subdivision and a selection of different sized dwellings.

Our designs are based on the full value of the home being repaid on the basis of normal commercial loan repayment amounts.

It is difficult for a low income earner to save a deposit.
Therefore they may need assistance in having the loan guaranteed.
Since we expect the loan to be fully covered by the value of the home, there is limited risk.

We suggest that governments providing subsidies and grants for so called "affordable housing" is an unsustainable model.
Instead by providing loans on normal commercial terms, or by loaning the deposit, assistance can be provided without cost to the taxpayer.

Governments have the ability to sell bonds on favourable terms, which can raise funds to loan to affordable house buyers at a profit, allowing self sustaining on going funding.

We have designed and costed a selection of affordable price houses : -

- A studio house, one room and shower room.
- A larger studio house to suit parent and child.
- One bedroom house.
- Two bedroom house

All are designed to fit on a minimum size block.
See examples below:-

By placing four caravan sized homes on a standard sized block we can provide a home for a single person or couple for well under $90,000!
This can be paid off at normal commercial mortgage rates of not much more than $100 per week!

Many people are having to live in much smaller spaces. these homes will be of a high standard and extremly well insulated and more energy efficient than standard homes.